Take advantage of the end of financial year to make a smart investment in your business. Purchasing a truck before June 30 could deliver key benefits like potential tax deductions, improved cash flow, and depreciation advantages. Whether you're buying your first truck or managing a full fleet, Hino offers flexible finance options tailored to your needs and business goals.
Finance that works as hard as you do:
The team at Hino Financial Services understands that every business is different. It’s why they sit down with you, get to know you and your business, understand your financial objectives and using a Tailored Rates approach, put the best option on the table.
Using intelligent software, Hino Financial Services looks at a number of factors, including your credit score and other criteria. You then get a fair and transparent rate that is the right fit for your own individual circumstances and because Hino Financial Services is supported by Toyota Financial Services, you can trust that you’re getting industry-leading support and competitive rates.
All types of businesses, all types of flexible funding options
Hino Financial Services can help with finance package options for all types of businesses. Here are some common options.
Hino Business Vehicle Loan
It’s a popular choice for business owners. It gives you:
- Fixed interest rate for the life of the loan
- Flexible loan terms
- You can set a balloon payment at the end of the loan to lower repayments
- Possible tax advantages
- The vehicle will be registered in your name and is 100% yours once the loan is paid.
Finance Lease
With a finance lease, you lease the truck for an agreed term and pay a set monthly amount. You have options at the end of the lease:
- Pay the residual values to own the vehicle
- Trade it in for a new model
- Upgrade to a different Hino
It gives you the flexibility to help keep cash flow, and it works well if you prefer to update your vehicles regularly.
Operating Lease
An Operating Lease allows you to use the truck without taking on the risks of ownership. It’s a little bit like a long-term rental. It covers the use of the truck for a set period. At the end of the lease, you return it.
Trust your fleet to Hino Fleet Financing
If you’re operating a larger business or running multiple trucks, Hino Fleet Financing can help. Fleet financing allows you to manage a number of vehicle purchases under one seamless package. It simplifies payments, helps cash flow and takes out the extra admin.
The HFS Fleet team will work closely with you to:
- Develop a finance plan to fit your budget and fleet size
- Upgrade or replace vehicles when needed
- Simplify maintenance and service planning
- Reduce overall operating costs
Hino Fleet Services – going beyond financing
You can get help to manage and maintain your fleet with a full range of support services from Hino Fleet Services. These include:
- Scheduled servicing and maintenance packages
- Vehicle replacement planning
- On-road assistance and support
- Performance tracking and cost reporting
Ultimately, it allows you to spend more time focussing on your business, not your vehicles.
A handy way to estimate your repayments
You can estimate your loan or lease repayment in just a few clicks with our Hino Finance Calculator.
Simply enter your loan amount, select the term and interest rate you prefer, and the calculator does the rest for you. It’s a quick and easy way to get the first step in your purchase under way.
It’s a handy tool to get a feel for what will work within your budget before you chat to a specialist.
Flexible finance that flexes with your business goals
Every business has its challenges. Hino Financial Services helps to make sure that financing your vehicles isn’t one of them.
With a highly personalised approach, you’re provided with flexible options that work with your circumstances and offer you a finance package that enables your operation to flourish.
Visit Hino to get started with a solution for your business or speak to one of the financial specialists about the right way forward for you.